Menu Close


Effective – 11/29/2019

Certificate PlanRateYield
91 Days0.80%0.80%
6 Months1.35%1.36%
12 Months1.60%1.61%
18 Months1.70%1.71%
24 Months1.83%1.84%
30 Months1.40%1.41%
36 Months2.10%2.12%

Account TypeDescriptionPercentage RateYield
IRA Shares$50.00 min (Paid Quarterly).50%.50%
SavingsPrime Shares.25%.25%
Kid’s SavingsKids Savings.30%.30%
Junior SavingsJunior Savings.30%.30%
Plus CheckingPlus Checking.15%.15%
Gold CheckingGold Checking.15%.15%
Business Checking Business Checking.15%.15%
Roth IRANew Money.50%.50%
Roth IRAConv. Funds.50%.50%
Misc. SavingsMisc. Savings.25%.25%
Tax SavingsTax Savings.25%.25%
Christmas ClubChristmas Club.30%.30%
Money Market$1,000 – $10,000.55%.55%
Money Market$10,001 – $25,000.60%.60%
Money Market$25,001 – $50,000.65%.65%
Money Market$50,001 – and up.75%.75%

General Policy Statement: This policy outlines the rates for all consumer loans with Everglades Federal Credit Union

Effective 04/01/2018

Loan TypeTier 1Tier 2Tier 3Tier 4Tier 5
Credit Grade/Score675+ = A600-674=B550-599=C+525-549=C-524 & Below = D
New Auto3.99%4.99%6.99%7.99%8.99%
Used Auto4.99%5.99%7.99%8.99%9.99%
New Boat3.99%4.99%6.99%7.99%8.99%
Used Boat4.99%5.99%7.99%8.99%9.99%
Used Motorcycles7.99%8.99%9.99%10.99%11.99%
New Motor Home4.99%5.99%6.99%7.99%8.99%
Used Motor Home5.99%6.99%7.99%8.99%9.99%
Classic Autos4.99%5.99%6.99%7.99%8.99%
New Harley Davidson5.99%6.99%7.99%8.99%9.99%
Used Harley Davidson6.99%7.99%8.99%9.99%10.99%
Homeade Airboat8.99%9.99%10.99%11.99%12.99%
Chattel Loans10%12%14%16%18%
Share SecuredPrime Share Rate + 4%
CDsCert Rate + 2%
LOCPrime + 3.50%
Home EquitysPrime + 1.5%
Lot Loans Improved 90%6.99%7.99%8.99%9.99%10.99%
Lot Loans Unimproved 75% LTV7.99%8.99%9.99%10.99%11.99%
New DW M.H. w/land7.99%
Used DW M.H. w/land8.99%
New Single Wide MH w/land*7.99%
Used Single Wide MH w/land*8.99%
New DW / Park Only*8.99%
New SW / Park Only*8.99%
Used DW / Park Only*9.99%
Used SW / Park Only*9.99%
Second Mortgages 80% LTVSee Daily Rate Sheet
PRIME RATE6/15/20185.00%

*Member may qualify for .50% off with Special Rate (excluding Real Estate, VISA, and LOC) MH w/o land do qualify

**Member may qualify for .50% discount for 90% financing

***Member may qualify for 1% discount for 80% financing

You are now leaving Everglades Federal Credit Union

Everglades Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Everglades Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL