Savings

Everglades FCU Savings Summary & Account Details

We won’t try to convince you that saving money is a good idea. You already know that. What we will do is provide a wide array of tools that make saving money easier and more rewarding. From savings accounts for children to Individual Retirement Accounts (IRA), our savings options are designed to help you maximize your money during every stage of life.

With so many products to choose from, you may be wondering which solutions are right for your situation. Fortunately, since you’re a valued EFCU member, you don’t have to figure that out on your own. Our friendly staff is available to help you find the best fit for your financial needs. To speak with one of our team members, please visit our branch or contact us to schedule a consultation.

Primary

  • Open with a $25.00 deposit
  • Maintain a minimum balance of $25.00
  • Earn 0.25% APY on balances of $100.00 or more; interest paid quarterly

Miscellaneous

  • Open with a $25.00 deposit
  • Maintain a minimum balance of $25.00
  • Earn 0.25% APY on balances of $100.00 or more; interest paid quarterly

Christmas Club

  • Open with a $25.00 deposit
  • Maintain a minimum balance of $25.00
  • Earn 0.30% APY on balances of $100.00 or more; interest paid quarterly

Kid's Savings

  • Available to members ages 0-12
  • Open with as little as $5.00
  • Maintain a minimum balance of $5.00
  • Earn 0.30% APY on balances of $50.00 or more; interest paid quarterly

Junior

  • Available to members ages 13-17
  • Open with as little as $5.00
  • Maintain a minimum balance of $5.00
  • Earn 0.30% APY on balances of $50.00 or more; interest paid quarterly

Money Market

  • Requires a minimum balance of $1,000.00
  • Earn 0.55% - 0.75% interest every month*

 * Depending on balance

Certificate of Deposit (CD)

  • All CDs require a $1,000 minimum balance

IRA

  • No minimum balance required
  • Earn 0.50% APY on balances of $50.00 or more; interest paid quarterly
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